- Earn 5x ThankYou® Points for every $1 spent
at restaurants, on books, movies and music.
Get 1 reward point for every $1 you spend on
purchases1
make $250 in purchases and sign up for
Paperless Statements2
year for paying on time and staying within
your limit1
- Get up to a 2% purchase APR reduction when you
make a purchase, stay under your credit limit and pay on
time 3 billing periods in a row (2% maximum reduction)3 - 0% Intro APR on Balance Transfers for 12 months
and 0% Intro APR on Purchases for 7 months. After
that, the APR will be 12.99%-19.99%. This APR will
vary with the market based on the Prime Rate.
Both the rate and duration of this offer will be
based on your creditworthiness¹ - No annual fee4
- Identity theft protection
- $0 Liability on fraudulent charges
- Free cell phone insurance5